Business > EXAM > The SAFE Mortgage Loan Originator National Exam Study Guide practice exam 2 | 100 Questions | 100% C (All)

The SAFE Mortgage Loan Originator National Exam Study Guide practice exam 2 | 100 Questions | 100% Correct Answers

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1. Which of the following is NOT a loan origination activity? - ✔✔C. Assisting in a loan modification 2. A unilateral contract is binding on: - ✔✔A. One party 3. Loan originator organizatio... ns must keep compensation records for how many years? - ✔✔C. Three 4. Mortgage companies must submit a residential loan origination activity report to the NMLSR every: - ✔✔B. Three months 5. How many years must loan originator applicants wait after a felony fraud conviction, in order to qualify for a license? - ✔✔D. They aren't eligible for licensing 6. How many years must loan originator applicants wait after having a loan origination license revoked in another state, in order to qualify for a license? - ✔✔C. They aren't eligible for licensing 7. Who chooses force-placed hazard insurance companies? - ✔✔A. Lender 8. Which of the following is required for an FHA Streamline refinance loan? - ✔✔C. Current on mortgage payments for the last three months 9. What law addresses loan originators' compensation issues? - ✔✔B. Loan Origination Rule 10. Commercial telemarketers are restricted to calling: - ✔✔C. Between 8 AM and 9 PM 11. Commercial telemarketers must search the Do-Not-Call registry: - ✔✔B. Every 31 days 12. In order to send a fax, advertisers must: - ✔✔A. Have an established business relationship with recipient 13. The first page of an advertiser's fax must include: - [Show More]

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