TEXAS ESTHETICIAN > EXAM > Texas Health and Life Insurance Exam 1 (Latest 2023-2024) A++ Exam with All New Qs & As - Guaranteed (All)

Texas Health and Life Insurance Exam 1 (Latest 2023-2024) A++ Exam with All New Qs & As - Guaranteed Pass!

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1. Why does an insurer have a 2-year suicide clause? a) because the commissioner of insurance requires it. b) suicide is never paid for in life insurance. c)to prevent payment of an immediate claim... for a person contemplatingsuicide. d) to help an insurer be more profitable.: Answer: C To prevent payment of an immediate claim for a person contemplating suicide. 2. Which of these could the owner of a life insurance policy do when there isa collateral assignment? a) determine how the dividends are used. b) cash surrender the policy. c) obtain another loan. d) cancel the policy.: Answer: A Determine how the dividends are used. 3. When only the insurer is allowed to alter an insurance contract, the clausethat provides this is called? a) ownership b) entire contract c) consideration d) incontestable: Answer: BEntire contract 4. Which of these is required to reinstate a lapsed policy? a) obtain a loan b) fill out a new application c) pay a late fee d) provide evidence of insurability: Answer: DProvide evidence of insurability 5. The insuring clause in an adjustable life policy has all the following EX-CEPT? a) insured b) insurer c) amount of premium d) amount of death benefit: Answer: CAmount of premium [Show More]

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